Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
Your current state is Ohio
answered on Sep 30, 2024
A Michigan attorney could advise best, but your question remains open for a month. Until you are able to consult with a local attorney, the most inexpensive starting point could be to take it up with the insurance carrier. They could speak with the insured and politely advise that those checks are... View More 
've been going to my primary doctor for the last several years for extreme pain and weakness and nonstop burning in both of of my arms. My doctor thought I had maybe a pinched nerve and sent me for a CAT scan, which showed nothing. I went for carpal tunnel testing which was an a painful... View More
answered on Oct 9, 2024
It is common - especially given the fact that warning labels can change, and that all doctors may not routinely perform a full spectrum of lab work as was the case with your new doctor filling in for the other's maternity leave. A medical professional could make a better assessment of your... View More
I've had a CPAP for at least a year and was told that my insurance would cover it. I've just received a bill in the mail with charges going back for the last 5 months. I called the number on the bill and asked why they started charging me 5 months ago, and why they didn't send me any... View More
answered on Sep 23, 2024
An Indiana attorney could advise best, but your question remains open for three weeks. Until you are able to consult with a local attorney on specific Indiana law, there are usually protocols for submitting bills observed nationwide (either through insurance regulations or through the provisions of... View More
They already took my car and here it is almost 3 months later and they still have not sent payment over I'm having to pay for a rental out of pocket, and harassed to put this under my insurance when I'm not the one who took liability what can I do to get this going. They deemed my... View More
answered on Sep 8, 2024
A Missouri attorney could advise best, but your question remains open for a week. Your reluctance to handle this through your own insurance is understandable if the other side was at fault. However, sometimes that could be a viable option - depending on the basis of (and legitimacy of) the other... View More
My main water line within my property lines broke. I filed a claim with my home warranty to cover the damages. They state that the damage isn't covered as it's not within their Covered Items (this is correct). However, their contract also states that leaks within the Covered Home are... View More
answered on Sep 9, 2024
I would not attempt to interpret the contract without seeing the contract. However, home warranty contracts are not considered to be insurance. Therefore, there is no such thing as an action for bad faith against a home warranty company. At most, you could sue for the cost of the repair.... View More
I find it all unjustified how I was done in this matter of my things I worked hard for for 17 years and got 3000 dollars out of all it 48 thousand worth and showed proof of what they asked and I got 3000 for all of it and that was 2 years ago and I didn't sign off on anything in this matter so... View More
answered on Sep 1, 2024
An Illinois attorney could advise best, but your question remains open for two weeks. I'm sorry for your ordeal. It sounds like you're basically saying you got shortchanged on an insurance claim. If that's the case, you could set up a consult with a local attorney to review the... View More
car that i had, which was paid off. why would anybody do that? one car is 30 years old and the newer car is still on a lien with the bank!They switched it from, my bank owned mind you, car just when i get in an accident and file claim. all of a sudden they wont pay a dime saying 2year prior i... View More
answered on Aug 31, 2024
Your position sounds logical, but I do see some flaws in your argument. You say this happened 2 years earlier, right? So, are you saying that for the last 2 years, you never looked at your insurance bills, and never noticed that your rates and coverage had changed? I find that hard to believe, if... View More
I purchased a used minivan, for my father, from a local dealership. He’s handicapped & it was equipped with a full ADA conversion. After speaking to the adjuster she said she was going to call the company to verify the conversion details. The company confirmed the vin # and the date the... View More
answered on Aug 30, 2024
The insurance company is required to act in good faith and deal fairly with you. In my opinion, the insurer should consider all relevant factors in determining the value of the vehicle, including modifications that enhanced the vehicle's value.
ADA conversion packages are often... View More
Their representative told me numerous times that I would only have to pay my deductible. The insurance company is not covering the water damage on the inside of the house. The roofing company has an outstanding balance of 16,000. They are requiring that I pay that amount or they will put a lien... View More
answered on Aug 28, 2024
A Texas attorney could advise best, but your question remains open for two weeks. An attorney consult might be a starting point in sorting this mess out - depending on your policy, the terms of releases signed by the company, their original work contract (and any change orders), your insurance... View More
I was slowing to make a right hand turn into my driveway the kid behind me said he thought I was going left and was trying to go around. He hit my front fender and mirror (passenger side). We both have Allstate and they say I can either pay 40% of the damages to my vehicle and nothing on his or I... View More
answered on Aug 23, 2024
A Georgia attorney could advise best, but your question remains open for almost two weeks. That defense is commonly raised in settings where the turning vehicle was far enough away from the direction of the turn to enable a vehicle to try to pass inside. You could challenge it, on your own or with... View More
The claims management company, representing the insurance company, failed to provide a reasonable level of care for the treatment of a crush injury to the lower extremities. They did not offer suitable recovery or rehabilitation pathway that would be typical for a patient with similar injuries.... View More
answered on Aug 14, 2024
A claim for misrepresentation of the terms of the workers’ compensation insurance policy is really the only potential claim for bad faith by a workers compensation insurer in Texas. Your question does not indicate a misrepresentation concerning the terms of your workers' compensation... View More
How can I challenge State Farm's undervaluation without incurring prohibitive legal costs and ensure my 27-1001 filing is as strong as possible?
answered on Aug 14, 2024
A Maryland attorney could advise best, but your question remains open for a week. Until you are able to consult with a local attorney, the general manner of challenging an undervaluation could include presenting evidence in the form of comparable listings within a given region, an... View More
Someone hit my car in the front end. Multiple body shops have quoted the repairs between $1500 and $2000. The other persons insurance has accepted fault but has sent me a quote that they will only pay $600. They got this quote from a parts shop that doesn't do body work and is forcing me to... View More
answered on Aug 11, 2024
A New Hampshire attorney could advise best, but you await a response for a week. It appears that you got your quotes from legitimate auto body repair shops that are registered in New Hampshire for such work. That gives you a strong argument against the carrier's PD department basing damages on... View More
Someone hit my car in the front end. Multiple body shops have quoted the repairs between $1500 and $2000. The other persons insurance has accepted fault but has sent me a quote that they will only pay $600. They got this quote from a parts shop that doesn't do body work and is forcing me to... View More
answered on Aug 11, 2024
Addendum - another alternative, depending on your carrier and coverage. If you handle it as a first-party claim (through your carrier), carriers often pursue that from the carrier for the liable driver. But it could involve a deductible, and it could depend on your coverage. That's something... View More
I was at a car dealer 50+ miles from home to buy a car when I found out it was canceled. I drve not know I was uninsured. I was at risk legally n physically had I had an accident. They said someone called n canceled it but it wasn't me. They had the phone number. Not mine or my wife's.
answered on Aug 6, 2024
An Oregon attorney could advise best, but your question remains open for a week. Depending on how defined by the consumer laws of your state, your situation could be a privacy breach - a local attorney should advise on available remedies there. But from a practical standpoint, the standard for... View More
About a year ago, a friend was living in Florida and she lent her truck to a friend. This friend allowed her boyfriend to drive the truck, who had been drinking (but still below the legal limit) and had no driver’s license. The guy got in a car accident and totaled the truck. The insurance... View More
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answered on Aug 5, 2024
There are no ethical rules for insurance. Read your insurance contract for the exclusions the co. relied upon.
Bad Faith suit is only an extra 25% and exposes you to a bad faith claim. A suit for breach of contract may be possible within the contract term SOL. A good lawyer would... View More
My son has many diagnoses. In his case notes it is documented that he can only take ODT tablets. He does not have the ability to swallow medication. But, these types of pharmaceuticals cost more. The government assigned insurance companies (out of the blue) deny him coverage (often) "JUST... View More
answered on Aug 3, 2024
An Oregon attorney could advise best, but your question remains open for two weeks. Your frustration is understandable, given the clear medical necessity for ODTs.
To answer your question, you could find a lawyer through independent searches, the "Find a Lawyer" tab above, and... View More
The accident was not a moving violation the accident was my car was parked in front of my house and a tow truck back into it the tow trucks insurance paid for the damages so how can I insurance company charge me a higher premium I take my discounts away for being an unsafe driver when there was... View More
answered on Jul 31, 2024
A Missouri attorney could advise best, but your question remains open for a week.
Reach out to your carrier to discuss. You're correct - based on your description, that type of accident should not reflect upon your record as a safe driver. But some carriers count all accidents. You... View More
My $3000 electric motorbike was stolen two months ago, and there are security photos of the theft. The insurance company, suspicious due to the bike being taken out of storage two days before, implies the theft was intentional. After 5 hours of phone calls and now being asked for numerous... View More
answered on Jul 30, 2024
I'm sorry your motorbike was stolen. The answer to your question is an individual call. Your frustration is understandable. If you're thinking of bringing an attorney on board, you could start reaching out to law firms to try to arrange free consults to discuss their terms for assisting... View More
I have been going through cancer treatments and have been on long term disability. The insurance co. made a mistake and are now wanting me to pay back $13800.00 + dollars and have threatened me with collections. Can they ding my credit when we did not enter into a credit agreement with them?
answered on Aug 9, 2024
Insurance companies can pursue overpayments. One option might be to discuss with your state's Department of Insurance in terms of your consumer protections and options, based on amount, nature, and timeline of overpayment. Good luck
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