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1 Answer | Asked in Consumer Law, Banking, Civil Litigation and Insurance Bad Faith for Illinois on
Q: I am reaching out to seek your legal guidance regarding a situation I am currently facing with Chase Bank.

I received a check from State Farm for nearly $7,000 due to vehicle damage and deposited it into my Chase account on July 29, 2024. After a brief hold, Chase closed my account without notice, citing suspected fraud. They funded the check, then withdrew the funds and refused to release them,... View More

James L. Arrasmith
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answered on Oct 2, 2024

I'm sorry to hear about the difficulties you're experiencing with Chase Bank. Start by gathering all related documents, including the check from State Farm, deposit records, and any communication you've had with Chase. Contact State Farm to confirm the legitimacy of the check and... View More

2 Answers | Asked in Consumer Law for California on
Q: I hired Nexgen plumbing and heating to do some work, 2hrs later my house suffers water damage. Do I have a case?

Joe Magana the plumbing mgr tells me Nexgen will pay for all damages; yet I can no longer get in contact w/him

William John Light
William John Light
answered on Sep 23, 2024

Call your homeowners insurance and make a claim. Let it worry about collecting from Nexgen. You will have to pay your deductible, but if your insurer recovers from Nexgen (or its insurer), you should get your deductible refunded.

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1 Answer | Asked in Consumer Law, Criminal Law, Products Liability and Civil Rights for Texas on
Q: Can I sue hyundai for faulty work?

6/2022 hyundai replace my engine due to a recall. They charged me against my decline $1200 for a fuel pump and would not release my car until i paid. (I have evidence). They stated that everything was new & I had a warranty for 12 months. 15 months later, the engine and fuel pump are both out... View More

James L. Arrasmith
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answered on Sep 22, 2024

It sounds like you're facing a serious issue with your Hyundai after the engine replacement and fuel pump service. Since you paid for the parts and they assured you everything was new with a 12-month warranty, but now the engine and fuel pump have failed just 15 months later, you might have... View More

1 Answer | Asked in Consumer Law, Copyright, Business Formation and Business Law for Washington DC on
Q: Can i sue an online page shop if they don’t have terms and conditions?

I ordered a camera online a few months ago online from a well known instagram page they did not write that it was being sold for parts or that it didn't work when i got it the camera did not work and they refused to refund me but they never sent me terms of service so can i sue them for that?

James L. Arrasmith
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answered on Sep 21, 2024

You may have grounds to take legal action if the online shop misrepresented the product or failed to disclose that it was for parts or not functional. When a seller doesn’t provide clear terms, you can still rely on consumer protection laws that require honest descriptions of goods. Misleading or... View More

1 Answer | Asked in Consumer Law, Tax Law and Banking for Michigan on
Q: Unauthorized funds removed from bank account by Treasury Dept.

I had $1400 taken out of my bank account without notice. The bank refused to investigate but said it was from the IRS. So I call them and it was not by them. Eventually I sued the bank. Today during mediation I discover it was really the Department of Treasury that did it and by a person I know. I... View More

James L. Arrasmith
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answered on Sep 21, 2024

It sounds like you're in a complicated situation. Since the funds were taken by the Department of Treasury and linked to someone you know, this may have turned into a matter of fraud involving that individual. However, your agreement with him and the circumstances surrounding the withdrawal... View More

2 Answers | Asked in Bankruptcy and Consumer Law for California on
Q: Co signed a car loan for someone want to sue small claim but other party has health problem would that affect outcome

I belive they have part time job but I'm willing to help pay half but party doesn't respond i gave his mail to his mom because it comes to my address under his name

Robert P. Taylor
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answered on Sep 19, 2024

If you lost money because you cosigned a car loan then yes, you can sue the other party and if they have some health issue(s) that caused them to default, that would not be a defense. Collecting any judgment against them might be the real challenge.

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1 Answer | Asked in Consumer Law, Personal Injury, Arbitration / Mediation Law and Civil Rights for Arkansas on
Q: Cash up sent me two statements one saying they took money out of my account the other saying the bank denied it and now

Now ignoring me and I want my money back and I'm wondering if I have any legal recourse seeing as how they straight up lied to me

James L. Arrasmith
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answered on Sep 20, 2024

It sounds like you're dealing with a frustrating situation. If Cash App is sending mixed messages and refusing to address the issue, your first step should be to gather all the evidence you have, including the two statements and any other communications. This will help you build a strong case... View More

1 Answer | Asked in Consumer Law, Civil Litigation and Collections for California on
Q: Bill of sale and assignment document of an account that I allegedly owe does not mentions my name or account number.

I'm trying to challenge this lawsuit under the basis that the collector/plaintiff lacks standing. The bill of sale names the issuer of the account (original issuer) but it does not mentions my name or account number. Document states that a list of account sold under the bill of sale is... View More

James L. Arrasmith
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answered on Sep 19, 2024

You can challenge the lawsuit based on the plaintiff's lack of standing if they cannot prove a proper chain of title for the debt. The fact that your name or account number does not appear in the bill of sale or assignment document is important. It suggests the plaintiff may not have enough... View More

1 Answer | Asked in Consumer Law and Contracts for Florida on
Q: i would like to sue Jerico Pictures, Inc doing business as National Public Data for the data breach.
Linda Liang
Linda Liang
answered on Sep 18, 2024

You need to be more specific, including the loss the data breach caused you. Feel free to contact this office for better understanding if you wish.

1 Answer | Asked in Consumer Law, Copyright, Criminal Law and Family Law for Florida on
Q: Lexus nexis reports that my ex husband is my brother and list me as a owner what do i do
James L. Arrasmith
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answered on Sep 18, 2024

If the information in your LexisNexis report is incorrect, such as listing your ex-husband as your brother or showing you as an owner, it’s important to correct it as soon as possible. Start by requesting a copy of your LexisNexis report if you haven’t already, and review it carefully for any... View More

2 Answers | Asked in Consumer Law for California on
Q: Online retailer refunded me on accident. I tried to pay again, they failed to charge me. Do I legally own the purchase?

Purchased a bicycle in 2023. Had a warranty claim that should have = a partial refund. Company accidentally refunded the full amount. I made efforts to get them paid back - they took my card a second time and told me they would process it.

I made another warranty claim in 2024. They asked... View More

Scott Richard Kaufman
Scott Richard Kaufman
answered on Sep 18, 2024

Hard to follow, you got a FULL refund AND kept the bike and now you want a second full refund? Is that what happened? I do see they have the bike. Did they not pay for it initially with that full refund? Again, your facts are not easy to follow here...

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2 Answers | Asked in Consumer Law for California on
Q: If a company makes an agreement or offer to you for a specific product in an email, do they have to honor what it says?

The company now states that thier employee provided the incorrect information and does not want to uphold what the email states.

Robert E. Wasserman
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answered on Oct 14, 2024

A key factor would be if the employee who sent the email had the authority of the company to make binding decisions. If the employee held an executive title, such as Vice President of Sales, it is more likely than not that they had the authority to bind the company. Assuming the employee did have... View More

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1 Answer | Asked in Consumer Law, Criminal Law, DUI / DWI and Personal Injury for Washington DC on
Q: I worked at a delivery company (last day 9/1) On 8/4/24, between 730/830AM I made the decision of consuming a 16 oz beer

on my way to my first delivery. Our vans have dash cams. At 1140AM, after completing a delivery. I got back into my work vehicle and got into an accident in which I scuffed up the other drivers passenger side of car as well as knocked over pass side review mirror as I was leaving my parking space... View More

Laurence L. Socci
Laurence L. Socci
answered on Sep 17, 2024

If you were not tested for a DUI, you won't be charged with it. As for fraud, if you were not inebriated by the beer you had earlier in the day, you had no duty to disclose it.

1 Answer | Asked in Consumer Law and Criminal Law for California on
Q: Can I get money back as customer when a company model hold my money?

I hooked up with FHM model and her manager told me to pay process fee for permission and health permit. At the end, they told me to pay Model's debt. I refuse and ask for withdraw. They said they will hold my deposit unitl I pay model debt and see her.

James L. Arrasmith
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answered on Sep 16, 2024

It sounds like you might be dealing with a scam. When a company or individual asks for fees upfront for services that don't make sense or suddenly changes terms, it's often a red flag. In your case, asking you to pay a "process fee" and then demanding payment for someone... View More

1 Answer | Asked in Consumer Law and Libel & Slander for Texas on
Q: Director read private messages between 2 people on IG then showed them to several people. Is this legal

Had direct messages to one person hacked into by my director then shown to at least 4 people then wrote letter to a group saying we were harassing bullying, a threat to disabled and minors and dangerous.

John Michael Frick
John Michael Frick
answered on Sep 16, 2024

It depends how the director gained access to the messages. You should definitely report the "hacking" to Instagram.

3 Answers | Asked in Consumer Law, Criminal Law, Family Law and Civil Rights on
Q: Difference between domicile vs residence

What is the difference between domicile and residence

Tim Akpinar
Tim Akpinar
answered on Sep 26, 2024

As my colleague correctly outlines, the primary distinction is in the intent to remain in the case of domicile. The terms are used loosely, and they are given close attention in statutes and civil procedure codes pertaining to jurisdiction, venue, or service or process. Good luck

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2 Answers | Asked in Consumer Law and Banking for New Jersey on
Q: I let my boyfriend make trades on my brokerage account and it resulted in a $20,000 loss

I am looking to what I can do to recoup losses. He does not have a license to trade other peoples money. I told him he could. I told him what I did not want to hold within the account and he would not sell them. I was not monitoring the account as I was at work. He told me to trust him multiple... View More

Leonard R. Boyer
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answered on Sep 18, 2024

You allowed him to do it, so who are you going to take legal action against? Any Court would treat this case as a he said -she said and it will almost certainly be a useless exercise. Good luck.

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1 Answer | Asked in Consumer Law and Business Law for New York on
Q: Does a homeowner have to pay a mowing service again if they have to return and re-mow after claiming a bad job was done?

A overbooked mowing service mowed a lawn after dark. The homeowner claims they missed a lot of grass and also cut down an apple seedling on the front lawn of which they were made aware and even had landscaping bricks around it. The homeowner notified the service of the subpar job. They returned to... View More

Tim Akpinar
Tim Akpinar
answered on Oct 7, 2024

A consumer rights attorney could advise best, but your question remains open for three weeks. It could depend on the communications between the parties. It would be best to clear up any misunderstandings with a phone call or email - if the matter somehow finds its way to small claims or similar... View More

1 Answer | Asked in Consumer Law, Contracts, Antitrust and Collections for Georgia on
Q: Me and a guy agreed work on my car and returm i would help him work on his car now he wants 200 and want give me my car

My car is in peices not running now he's being a jerk and i dont want to work with him no more but now he has my car lock inside a bulding and want give it to me unless i give h 200 buckscan he do this to me

James L. Arrasmith
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answered on Sep 25, 2024

It sounds like you're in a difficult situation. If you had an agreement with the other person to trade services, but now they are demanding money and holding your car, it could be a breach of the original deal. It may not be legal for them to withhold your car, especially if you didn’t agree... View More

1 Answer | Asked in Consumer Law, Family Law, Civil Rights and Social Security for Pennsylvania on
Q: My parents are withholding my birth certificate and Social security card, can I get the police to return these to me?

I reached out to my parents to ask for my birth certificate and social security card, the original copies, I am 21, and they are refusing to give them to me. So I am considering having the police remove the documents from their house and return them to me, is this legal? I live in Lancaster PA, but... View More

James L. Arrasmith
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answered on Sep 14, 2024

If your parents are withholding your birth certificate and Social Security card, you have the right to request these documents, especially since you are an adult at 21. These are personal documents that belong to you, and you should have access to them. In this situation, it’s important to try to... View More

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