Get free answers to your Consumer Law legal questions from lawyers in your area.
Your current state is Ohio
On September 3 we realized that our bank account had dropped in value by more than expected through our normal use of the account. Our research showed that more than $40,000 had been taken by unauthorized users (almost 50 based on our understanding of PNC account statements) over a period of... View More
answered on Oct 29, 2024
If you are the victim of theft or fraud you should report the situation to your local law enforcement agency. If they take no action, you can follow up by trying to meet with the local Commonwealth's Attorney's Office. As far as civil litigation goes, yes there is potential liability.... View More
As stated above my car doesn't qualify for lemon law i don't know what to do is there anything I can do ?
answered on Oct 23, 2024
I'm sorry to hear about the troubles with your Honda Accord. Even though it doesn't qualify for the lemon law, there are still steps you can take to address the situation.
First, consider reaching out to your lender to discuss your financial options. They might offer refinancing... View More
It happened 2 years ago out of my personal checking account.
answered on Oct 23, 2024
In California, you generally have three years from the date of the unauthorized electronic funds transfer to file a lawsuit for fraud. Since the incident occurred two years ago, you are still within the statute of limitations to take legal action against the bank. It's important to act... View More
I paid cash for the full price of the car but the dealer only listed 12,000 and said I financed 14,000 I asked them to change it and they said it’s no big deal not to worry what can I do?
answered on Oct 21, 2024
You should first carefully review the contract you signed to understand all the terms and ensure there are no hidden fees or conditions related to the financing amount. Compare this with your actual payment to identify any discrepancies. If the contract lists a financing amount you didn't... View More
I signed up with Verizon, got 2 free phones from them, stayed with them 9 months, the days I signed up, I was never told that I had to pay for my phone in case of leaving, I decided to move to another carrier, I went to verizon store asked for transfer pin that was needed for the new phone carrier,... View More
answered on Oct 20, 2024
The contract you signed with Verizon was a service contract which included the price of the phones. When you transferred carriers, you still owed for the phones. It doesn't matter what anyone told you, it's the written service agreement that counts.
When I tried to pay them there was this ridiculous amount they requested as a minimum and wouldn't allow me to pay what I could at the time.
answered on Oct 20, 2024
I don't see anywhere that you asked a question. You are correct - they are not going to accept as a minimum payment, anything that you can pay. A minimum payment is the minimum required for your account to remain current, or to not progress to the next step in the collection process. If you... View More
answered on Oct 20, 2024
In California, if you believe you've been wronged through negligence, you generally have two years from the date of the incident to file a lawsuit. This period starts when the injury or damage occurs, so it's important to keep detailed records of what happened and when. Missing this... View More
answered on Oct 19, 2024
Unclear whose loan document it is, whether you have any right to possess it, or disclose it; whether there are any privacy rights of third parties involved, how "uploading" verifies the document, what the terms of service of this unknown website are, how long it retains the document you... View More
Can I upload the document to be verified, I have no money to pay for it.
answered on Oct 31, 2024
If you have no personal connection to this loan company I'd think
it's a HUGE risk. Just the question you are asking sets off alarm bells.
I'd RUN away FAST...
If we sign this lease we are waiving our rights to take this corporation to court in any way, shape or form. If we don't sign this lease we will be held to a month to month lease at a much higher rate or evicted.
We just discovered the FTC rulings against this business and HB 404 (in... View More
answered on Oct 19, 2024
You have several options to consider in this situation. First, carefully review the lease terms with a trusted attorney to understand the implications of signing versus not signing. It’s important to know your rights and any potential consequences fully.
Given the FTC rulings and HB 404... View More
I have pictures and photos for the least we are to notify him of anything that is broken or has a problem and I have and I have the text messages he sends people but doesn't follow up or follow through with whoever he contracts and now he doesn't care that I'm getting sick and been... View More
answered on Oct 18, 2024
It sounds like you’re in a tough spot, dealing with a serious health and safety issue due to that sewage leak. First off, if you’re getting sick from this situation, it’s important to seek medical attention immediately, and document everything—doctor visits, symptoms, and anything that... View More
Pawn shops use rigged measuring tools to purposely inaccurately measure precious stones and give you the lowest amount possible so they can sell for higher
answered on Oct 18, 2024
Yes. If you went to one of those pawn shops to sell your diamond and they used rigged tools to inaccurately measure those diamonds and gave you a lower amount, you can likely sue for the difference and potentially for additional damages up to twice that difference under the Texas Deceptive Trade... View More
My insurance company did not do due diligence, withheld repair quotes that meant my car was not a total loss. Told me could only provide rental for 1 week after low ball offer, that they never corrected.
At fault drives ins company used "policy limits" to not pay, increasing my... View More
answered on Oct 27, 2024
A Virginia attorney could advise best, but your question remains open for two weeks. It sounds like you are dealing with an adversary with very low policy limits. If that's the case, you could explore your own policy's underinsured motorist provisions or look into viability of filing... View More
On behalf of disabled son whom is a minor. Currently on IHSS 33hrs p/mo for para medical due to sever asthma, PROTECTIVE SUPPERVISION, i ended up leaving my job to adequately care for my son as his needs have been greater with each passing day. Best option is for me to care for him. IHSS case... View More
answered on Oct 16, 2024
This is a very complex question and depends on the individual facts. The IEP process is the place to address school services, in home education (for a homebound student), related services etc. from the public school district. If they won't qualify him, you can challenge that by asking for an... View More
Bank threatened to return my legal account Funds to Country of origin to repeat release process. BANK OPS DIRECTOR coming to NYC to meet me. Need Lawyer at this meeting! Manhattan location.
answered on Oct 16, 2024
Who transferred to who? From which source? Where are the funds now? What amount? Jack
Credit card maxed out by doing balance transfer amount is 4000$.
left USA as wife lost the job.
I was using the same credit card for 3 years in the past.
Warrant in debt filed after 3 years I left the country.
Hearing happened the same year but I was not in the... View More
answered on Oct 16, 2024
Based on the information you provided, it appears that your case is no longer active. The judgment stating "case dismissed" and "judgment vacated" typically means that the court has closed the case in your favor. Since it's been over ten years and the case has been... View More
On March 31, my son hit the car in front of him, and the other party pressured him to pay via Zelle on the spot without providing a repair estimate. Afterward, they requested more money through text messages, and my son made a bank transfer that same day. However, he immediately tried to cancel the... View More
answered on Oct 15, 2024
As far as the bank is concerned, they simply followed your son's instructions. If he got scammed, it's not the bank's fault. You don't get to have the bank pay you back.
Worthy of consideration is that your son caused damage to the other car, and the other is owned by... View More
Credit card maxed out by doing balance transfer amount is 4000$
I was using the same credit card for 3 years in the past
I have moved out of USA as wife lost job
Warrant in debt filed after 3 years I left the country
Hearing happened the same year but I was not in... View More
answered on Oct 15, 2024
From the facts that you give, it is likely that the statute of limitations has expired and that the creditor can no longer collect on any debt. However, if the creditor got a judgment against you, because you didn't appear, then the judgment may still be valid and collectible if and when they... View More
If I ask them to read the contract I signed for me. Can I secretly record that without telling them. If it’s not possible. Should I just go and inform them I’m recording. Even though they might get suspicious and lies.
answered on Oct 29, 2024
Under Florida Law, recording someone without their knowledge or consent is a 3rd Degree Felony. Don't Do It.
My bank didn't have a branch in my home state but said they did when I had a 30000.00 check to cash or open account with are they liable for any coincidental damages like the cost of my plane and hotel expenses now that they demand I close my account even if I have a way to close it through... View More
answered on Oct 13, 2024
Using checks that you create yourself instead of ordering them from your bank can lead to complications. Banks typically provide authorized checkbooks to ensure all necessary banking information is correctly included. Creating your own checks might result in them being rejected or flagged for... View More
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