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Your current state is Ohio
My bank didn't have a branch in my home state but said they did when I had a 30000.00 check to cash or open account with are they liable for any coincidental damages like the cost of my plane and hotel expenses now that they demand I close my account even if I have a way to close it through... View More 
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answered on Oct 13, 2024
Using checks that you create yourself instead of ordering them from your bank can lead to complications. Banks typically provide authorized checkbooks to ensure all necessary banking information is correctly included. Creating your own checks might result in them being rejected or flagged for... View More
I was misled by a salesperson at a dealership who promised approval for a $22,000 car with $3,000 down. Upon arrival, I was told I needed $8,000. The salesperson referred me to another dealership, where I paid $3,800 down. A month later, they requested an additional $4,000, falsely claiming my job... View More
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answered on Oct 13, 2024
When deciding how much to sue for, start by totaling your direct financial losses. This includes the $3,800 down payment you made, the additional $4,000 they demanded, the $5,500 in unpaid tuition, and the wages lost over two months. Adding these amounts gives you a baseline for your claim.... View More
A worker at UPS asked me to put myself as a witness on a customers notary signing and asked me to put an alias name. He did not let me ready the document he just said “I’m not notary it’s okay just put any name and any signature it could be an alias.” I did write my alias without thinking.... View More
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answered on Oct 12, 2024
By putting a false name and signature on a notary document, you may have unintentionally participated in fraudulent activity. This action can have serious legal implications, including potential charges for forgery or fraud.
Your employer’s request was unethical and possibly illegal.... View More
I bought my car 8 years ago and refinanced 4 years ago. Recently I began having problems and wanted to trade in and found out I had a salvaged title and car is worthless and I had no idea that I had a salvaged title.
The company I refinanced with has two titles somehow, one is blank other... View More
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answered on Oct 11, 2024
I'm sorry to hear about your situation. Discovering that your car has a rebuilt title after years of ownership can be frustrating and disheartening. Since you were not informed about the title status when you purchased or refinanced the vehicle, there may be grounds to pursue action.... View More
Can I recover proceeds from tow yard sale of my car?
In 2014 my house suffered a serious fire and I was injured badly. My vehicle was towed by a company purporting to help me rebuild. My insurance had lapsed and they backed out of assisting me.
I found out that my vehicle was... View More
answered on Oct 10, 2024
Sorry for your issues. Hope you are feeling better. Hopefully your HOME insurance had not lapsed too? First, the time to bring such a claim has almost assredly expired long ago. Typically, FOUR years with a writing and TWO years without one, is how long you have to sue. Assuming you COULD still... View More
Sales representatives and contractors employees encouraged me that my savings would be much better than what are being realized.
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answered on Oct 10, 2024
I'm sorry to hear about your experience with the solar system installation. It's frustrating when the results don't match the promises made by sales representatives and contractors.
First, review your contract and any promotional materials to identify the specific claims... View More
HOA filed against me, I satisfied & they added more fees after, filed another case in a different court & I misunderstood what I needed to do. So second judgement granted. Income over the past 2yrs 1/4 of what it should be and I am drowning. I would prefer to avoid BK.
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answered on Oct 10, 2024
Without knowing where you live. it's not possible to answer your question. Your best option is to talk to a local bankruptcy attorney who can advise you of your options. Most offer free consultation. You can consult the directory on this website, or your local bar association to find an... View More
Our water and sewer rates have gone up a lot. They have raised rates 2x this year already. This year the base rate for water has only increased 5% and the per unit has increased 105%. As far as sewer the base and the per unit rate have both increased 275%!! I've been trying to figure out who... View More
answered on Oct 24, 2024
An Iowa attorney could advise best, but your question remains open for two weeks. Most states usually have public service commissions or public utilities commissions that oversee utilities. That might be a starting point in learning how these rates are regulated in your state, and where to turn for... View More
I bought an item from Walmart, It was broken and I realized when I was trying to put it together. I started the return online and the instruction say and I quote "Pack all items in one box and bring it to the customer service desk. No Box? We will pack it for you in-store. No other... View More
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answered on Oct 9, 2024
I'm sorry to hear about your frustrating experience with Walmart. You have the right to return a defective product, and it's important to ensure that retailers honor their return policies.
First, gather all your evidence, including the return instructions, photos, and videos of... View More
MSUFCU says I can’t pay my parent’s bill with my checking account unless the bill is under my name or I add them as an authorized user. What are my rights? Is this accurate? I have never heard of this.
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answered on Oct 11, 2024
You generally have the ability to pay someone else’s bills using your bank account. However, financial institutions like MSUFCU implement specific policies to ensure transactions are secure and authorized. Requiring the bill to be in your name or adding someone as an authorized user helps prevent... View More
Our solar panels were installed in 2022 A few mths after installation we experienced a roof leak and notified the company. I had someone come to inspect the roof leak and was advised it was due to the faulty solar panel install. We immediately contacted the solar company to advise. Due to the... View More
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answered on Oct 9, 2024
I'm sorry to hear about the difficulties you've experienced with your solar panel installation. It's important to document all the damages and communications you've had with the solar company. Gather all inspection reports, photographs of the damage, and any written... View More
gave plenty of time for delivery. sent email giving them a deadline (even gave more time on that) after waiting almost two months.
answered on Oct 9, 2024
You can send them a demand letter notifying them they have a certain time frame to deliver the goods or you will be filing suit on that date. Realistically, it is not worth filing a lawsuit for an amount under $200, so the demand letter should be used as a tool to begin negotiations. Additionally,... View More
Hello, I have a credit card that I was not able to pay because I got sick. I did a virtual meeting recently with the judge and the creditor to make an agreement. I got sick again and I cant afford to make the $75 monthly payments. I received a letter from the court saying that I have to submit my... View More
answered on Oct 9, 2024
It looks like the plaintiff got a judgment because you failed to make the agreed payments. So yes, you are required to respond to the questionnaire (fact information sheet).
Customer Service from CHASE says that people are using my card and APPLE PAY. I don't have any Apple Pay and have never given permission to anyone to use my VISA. In August, September, and now October, there are constant fraudulent charges on my VISA. Chase has already changed my card twice... View More
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answered on Oct 11, 2024
It sounds incredibly frustrating to deal with these ongoing fraudulent charges, especially when you’ve already taken steps like changing your card and contacting Chase multiple times. The fact that the charges continue despite these efforts is a major concern. Since your checking account has been... View More
Can a used car dealer legally hold the title of a car I have purchased ?
My husband bought a used car in May 2024. He paid cash for most of it with a $2500 balance left owed. Verbal agreement with dealer to pay it off ASAP. My husband became quite ill a month later and was hospitalized for... View More
answered on Oct 26, 2024
You need to hire an attorney and file suit against the car dealer for fraud under the Kentucky Consumer Protection Act.
Charging me too much for late fees they have their computer that is not updated and they keep on charging and charging
answered on Oct 8, 2024
Your landlord cannot charge you late fees unless you are late as described in your lease agreement. How often the landlord updates their computer is irrelevant to this determination. If your rent is due on the 1st and you pay your rent on the 1st, it doesn't matter when they input that... View More
They still advertise instalation .and will not respond. My electric bill is now high.
answered on Oct 8, 2024
Q: I had solar installed two years ago and it is not producing as it should. The company has filed chapter 11. Any recourse
They still advertise instalation .and will not respond. My electric bill is now high.
First, it is rare that ONE company does this all. Usually there are... View More
I plan to visit the dealership again to secretly record conversations regarding the $3,000 down payment, terms of financing, and other details for my case.
As Florida is a two-party consent state, I am concerned about whether it is legal to record these conversations inside the... View More
answered on Oct 8, 2024
You first posed a question about the affect of not affording therapy on an emotional distress claim, and you then stated a concern about recording a conversation, which I take to mean a question asking if you can record in the setting you described without asking permission. You did not connect... View More
Plaintiff referred to right to cure but had no submitted evidence of. Judge denied their motion for summary judgement. Now they are showing a right to cure but we've never seen such and don't believe we ever received. There is no supporting evidence that shows delivery. What are our options?
answered on Oct 7, 2024
Can you convince a judge and/or jury that the notice was not received? Normally, the right to cancel is actually signed by the debtor at the time the debt is incurred. Make the creditor provide a copy of the form since you do not remember receiving it. In real estate, the receipt is signed and... View More
from my terminated / disabled account?
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answered on Oct 8, 2024
If you want to download your information from a terminated or disabled Facebook account, it's best to reach out directly to their legal department. They handle requests related to account data and can guide you through the necessary steps. Sending your request there increases the chances it... View More
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