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1 Answer | Asked in Civil Litigation and Consumer Law for Florida on
Q: Can I sue an auto body shop for unauthorized use of my vehicle?

After I picked up my car at the body shop, I checked the video recording of the installed dashcam and found out that some employees took a joyride during working hours, on my car and were trying to teach another employee how to drive a manual transmission.

Terrence H Thorgaard
Terrence H Thorgaard
answered on Jul 17, 2024

A civil lawsuit normally requires money damages. Unless there is a statute imposing punitive damages, such a suit for using your car would bring you pennies, at least, so it probably wouldn't be worth your time and expense. Also, the body shop might well contend that it was necessary to see... View More

Q: crystalline silica dust how harmful is it when its constanlty blowing from Vacuum Sanders with no dust bags

The bags are for noise and dust reduction but Managers are inconsistent with keeping up to changing out the bags so the just leave them off the sanders which in a 12hr shifts when there is an 4 to 8 hour max exposure time we where in the same place way too long with high of an exposure to that... View More

Tim Akpinar
Tim Akpinar
answered on Jul 18, 2024

You really should be posing your question about the level of harm to an industrial hygienist, occupational safety specialist, or medical professional (depending on the elements you want to focus on - from OSHA practices to respiratory diseases). One of the first things they're going to ask you... View More

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1 Answer | Asked in Consumer Law for Tennessee on
Q: Can I use tca 47-3-118 Statute of Limitation to enforce the credit bureaus to remove negative items off my credit report
Anthony M. Avery
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answered on Jul 16, 2024

You can cite it to show some debts are unenforceable. But SOL starts from last payment., Credit companies do not have to comply until you give a written dispute. If report is still wrong then hire a lawyer to sue. They will usually ignore you.

1 Answer | Asked in Consumer Law, Contracts and Tax Law for Massachusetts on
Q: I bought a new car, which wasn't driven off the lot. I'm moving to NH from MA in two weeks. Could I register it in NH?

I am currently a Massachusetts resident and I bought a new car at a New Hampshire dealership. I felt rushed and signed the papers for financing and put in a $2500 deposit. The vehicle I purchased was not yet delivered to the dealer as it was "in transit" so I didn't take possession... View More

James L. Arrasmith
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answered on Jul 18, 2024

You can register the car in New Hampshire directly if you establish residency there before taking possession of the vehicle. Since you haven't taken delivery yet and will be a New Hampshire resident when the car arrives, you should be able to register it in NH without needing to register it in... View More

1 Answer | Asked in Consumer Law, Civil Litigation, Civil Rights and Small Claims for Minnesota on
Q: Do I have any rights in regards to dealing with Best Western?

I was checking into a Best Western hotel. They first refused my Synchrony card required for incidentals because it has a 2049 expiration date. The manager later told me it is "not possible" to have a 2049 expiration date. I then gave them the only other card I had in my wallet. The name... View More

James L. Arrasmith
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answered on Jul 27, 2024

You have rights when dealing with businesses like Best Western, especially if you feel you were treated unfairly. If the hotel staff refused to accept your valid payment methods and did not provide reasonable alternatives, you may have grounds for a complaint. It's important to document all... View More

2 Answers | Asked in Consumer Law, Contracts, Real Estate Law and Environmental for Michigan on
Q: Do I need a lawyer for an actual t of God catastrophe to be paid by my insurance company under my renter's policy

Tornado. Insurance company doesn't want to pay I'm going to be homeless and I have no food, money or gas to go apply for disaster relief

John Michael Frick
John Michael Frick
answered on Jul 15, 2024

You may need a lawyer if your insurance company isn't upholding its end of your insurance policy.

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2 Answers | Asked in Consumer Law, Contracts, Environmental and Insurance Bad Faith for Michigan on
Q: I had a rental policy for insurance on my house and it was destroyed by a tornado. I need a lawyer I'm not getting any

May 7th 2024 tornado in Saint Joseph County Michigan I'm not getting help or anything from the insurance company except for excuses

Scott G. Wolfe Jr.
Scott G. Wolfe Jr.
answered on Jul 16, 2024

If you file your insurance claim, the insurance company has obligations -- mandated by the state -- to reply, and to be "on the clock" in processing your claim. Here are a few things to keep in mind.

First, you are dealing with a property insurance claim if this is related to...
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1 Answer | Asked in Consumer Law, Personal Injury, Products Liability and Elder Law for Pennsylvania on
Q: Can a bank recover funds that were wired to another account in a scam?
Tim Akpinar
Tim Akpinar
answered on Jul 23, 2024

A Pennsylvania attorney knowledgeable in banking law could advise best (there's a heading for "Banking Law" here if you wanted to repost and include it), but your question remains open for two weeks. You could also check with your bank - larger banks could have more powerful... View More

1 Answer | Asked in Bankruptcy, Consumer Law, Collections and Small Claims for New Jersey on
Q: Hi! What happens with the 7 year credit statue after chapter 13 dismissal?

So I recently had my chapter 13 dismissed. I no longer needed the automatic stay for my apartment. My landlord had been receiving nj rental assistance without my knowledge. When I found out she was getting double rent, I stopped. I was given a STUDENT(yet to even take the bar) who wasn’t doing... View More

James L. Arrasmith
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answered on Jul 18, 2024

When your Chapter 13 bankruptcy is dismissed, creditors can resume their collection efforts, which includes reporting debts to credit bureaus. However, the seven-year statute for negative items on your credit report should start from the date of the original delinquency, not the date they reappear.... View More

1 Answer | Asked in Civil Litigation, Consumer Law and Criminal Law for Texas on
Q: If We the People, Elected to place a governing body over us and together WE created LAW. Why are WE charged at all????

We the people are kept intimidated by the complexity of law and many innocent people are falsely accused and imprisoned. We only get one lifetime here on earth. Some innocent people had that beautiful and blessed experience, taken from them by the legal system. A system that ruins innocent lives as... View More

John Michael Frick
John Michael Frick
answered on Jul 19, 2024

People do not want to be taken advantage of by other people who provide substandard services (including legal services) that they are not qualified or able to deliver properly. So people have passed laws for certain services, including legal services but also including plumbing services, health... View More

2 Answers | Asked in Consumer Law, Contracts and Business Law for California on
Q: What recourse or action can be taken by a renter of a storage unit when the property owner is in breach of contract
Delaram Keshvarian
Delaram Keshvarian
answered on Jul 13, 2024

Thank you for your question!

The tenant can bring damages lawsuit against the landlord for Beach of contract or other violations of tenants' rights.

This is merely a discussion of general laws and not legal advice. For legal advice, more specific facts and investigations are...
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1 Answer | Asked in Libel & Slander, Consumer Law and Small Claims for Wyoming on
Q: I have a question about potential defamation case involving a customer who bought one of the tours I sell.

A customer who bought a tour and completed it is now asking for a charge back from the credit card company making false statement about the tour and the social cause that the tour is supporting through my social enterprise (she's claiming the social cause does not exist when we a website,... View More

Tim Akpinar
Tim Akpinar
answered on Jul 21, 2024

A Wyoming attorney could advise best, but your question remains open for two weeks. It's possible that what you describe could amount to textbook defamation, if you are able to prove the elements. However, such cases can also be costly to pursue - if a law firm handles things on an hourly... View More

1 Answer | Asked in Consumer Law and Education Law for California on
Q: My community college won't provide me with a required course so I can graduate from their program.

The course that is required is an internship. Without finishing the internship, I cannot graduate from the program. The program director has refused to find me and other students an internship despite this being a required part of the curriculum and promises that the school would place all students... View More

James L. Arrasmith
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answered on Jul 18, 2024

When writing a letter of complaint to your community college regarding the internship requirement, focus on the legal and ethical obligations the institution has towards its students. Under California law, educational institutions must uphold their commitments to students, especially when they have... View More

1 Answer | Asked in Consumer Law, Health Care Law and Medical Malpractice for California on
Q: A private emergency screener (licensed marriage and family therapist) willfully and knowingly misrepresented evidence.

An MRO negative follicle test was declared positive by the LMFT while under oath during testimony. The falsified evidence was then used as her primary pillar to further substantiate her claims that had no evidence resulting in disastrous and dangerous consequences on the custody case of my child.... View More

James L. Arrasmith
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answered on Jul 18, 2024

Under California law, the situation you described may not fall strictly under medical malpractice, which typically involves negligence by a healthcare professional in the treatment of a patient. Instead, it appears to involve professional misconduct or intentional misrepresentation by the licensed... View More

2 Answers | Asked in Consumer Law, Contracts, Real Estate Law and Banking for California on
Q: Am I legally entitled to copies of the HELOC application documents I signed during the application process?

The credit union where I have my HELOC provided unsigned copies of the documents that the notary had me sign, but I have not been given copies of the documents with my signature and the credit union's signature on them. I think the term for these documents is "fully executed copies"?

Delaram Keshvarian
Delaram Keshvarian
answered on Jul 13, 2024

Thank you for your question!

You can ask for the fully executed contract from the other party in writing, and they must provide you with a copy.

This is merely a discussion of general laws and not legal advice. For legal advice, more specific facts and investigations are needed. I...
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1 Answer | Asked in Consumer Law and Civil Rights for Maryland on
Q: On Maryland is it unlawful to paint an Emergency Fire line in front of my home

My HOA painted a Red Emergency Fire line inches away from my home but a small part of that Fire line is in front of my home. Isn't this illegal?

James L. Arrasmith
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answered on Jul 27, 2024

It's understandable to feel concerned about the fire line painted near your home. Generally, homeowners associations (HOAs) have the authority to designate and paint emergency fire lanes in community areas, including sections that might be in front of private residences. This is often done to... View More

1 Answer | Asked in Business Law and Consumer Law for California on
Q: Can a company I owe money to, charge me different smaller amounts instead of the amount thats owed till my credit card g

After help with a uhaul for my folks I found they racked up an extra 270. They kept charging my card but it wouldn't go through many times. I called them n let them know I'll set up a payment plan. Then instead of charging my card randomly for 270 they started charging my card for 250,... View More

James L. Arrasmith
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answered on Jul 18, 2024

Under California law, a company you owe money to can charge your credit card for smaller amounts instead of the full amount owed, but this practice raises ethical concerns. If you have set up a payment plan with the company, they should follow the agreed terms rather than charging your card in... View More

1 Answer | Asked in Insurance Bad Faith, Consumer Law and Health Care Law for Indiana on
Q: Is an insurance such as Anthem (Silver Plan) that is provided through an employer required to pay for a mammogram?

I'm currently undergoing chemotherapy and have continued to work. Community North Anderson MD Cancer Center in Indianapolis is where I went for a second opinion and began treatment. They are taking every penny, and continue to do so even though my out of pocket has been met.

Tim Akpinar
Tim Akpinar
answered on Jul 26, 2024

An Indiana attorney could advise best, but your question remains open for two weeks. A starting point could be to review the policy for any express provisions regarding mammograms. If they are not explicitly mentioned, your physician could be an ally there in terms of determining whether your... View More

1 Answer | Asked in Consumer Law and Civil Rights for Oregon on
Q: Is there any recourse to sue the state of Oregon for an increase in cigarette tax?

A few years ago, Oregon put a "vice tax" on the ballet for cigarettes to increase the tax so the cost is double what it should be. A carton that used to cost $40 now costs almost $100. This amounts to having other folks tell me what to do because that tax was, in part, supposed to... View More

James L. Arrasmith
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answered on Jul 28, 2024

Challenging the cigarette tax increase in Oregon would involve examining whether it violates any constitutional rights or principles. Typically, states have the authority to impose taxes for public health reasons, and courts generally uphold these taxes if they serve a legitimate government... View More

2 Answers | Asked in Consumer Law for California on
Q: Stop wage garnishment

Old bill from ford motor credit Turned in car about 15 yrs ago Now they are garnishing my wages. How do I stop it. ?

Delaram Keshvarian
Delaram Keshvarian
answered on Jul 17, 2024

You need to talk to a debt collection attorney to sell of they have obtained or renewed the judgment during the past 15 years. If they have not followed the process properly, you can stop their collection.

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