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Q: Are businesses protected under TCPA for SMS without opt-in consent?
I have a marketing agency in Florida, and I plan to conduct SMS mass marketing targeting only businesses using numbers listed on Facebook business pages, websites, and Google business profiles. I've built an app that integrates with Twilio to send bulk SMS. There is an opt-out option, and if... View More 
Andrey Mangushev
answered on Jun 29, 2026
answered on Jun 29, 2026
Yes, there is real risk here because the TCPA, 47 U.S.C. § 227, and the FCC rules at 47 C.F.R. § 64.1200 can apply to marketing texts sent to wireless numbers, even when the number is used by a business. Publicly listing a phone number on Facebook, Google, or a website does not necessarily equal... View More
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Consumer Law, Products Liability, Civil Litigation and Personal Injury
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Florida
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Q: What are my options if MI Windows and Doors offers buyout for defective windows?
I had windows installed by a company in Florida in October 2020. The windows, made by MI Windows and Doors in Pennsylvania, have blinds inside the glass, and the plastic slider to open and close the blinds keeps cracking. They have replaced the windows 14 times, but the issue persists. MI Windows... View More
Andrey Mangushev
answered on Jun 29, 2026
answered on Jun 29, 2026
You are right to be cautious about accepting a reduced buyout that voids the warranty when the same defect has appeared repeatedly after 14 replacements. Under Florida's version of the Uniform Commercial Code, express warranties under Fla. Stat. § 672.313 and the implied warranty of... View More
Q: Can I seek legal emergency support from my husband in Florida after abuse?
I have been married to my husband for over ten years, but he has been verbally and financially abusive. Last year, he kicked me out of our home, but I had to move back in because I had no other place to go. He earns about $85,000 a year, and I receive a Social Security disability check of $1,043... View More
Andrey Mangushev
answered on Jun 29, 2026
answered on Jun 29, 2026
What you are describing is a difficult and painful situation, and Florida law does provide mechanisms to help you. Under Florida Statute 61.08, a court may award alimony in a dissolution of marriage proceeding, including temporary alimony, based on the financial needs of the dependent spouse and... View More
1 Answer
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Child Custody, Civil Litigation, White Collar Crime, Family Law and Criminal Law
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Florida
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Q: Is it extortion if my ex demands money for school choice?
I am in Florida and have shared decision-making with my daughter's father concerning major life decisions, including her schooling. Our daughter previously attended a highly-rated charter school from pre-kindergarten through ninth grade. Now, her father wants to enroll her in a lesser-rated... View More
Andrey Mangushev
answered on Jun 29, 2026
answered on Jun 29, 2026
What you are describing raises serious concerns under Florida law. When one parent conditions agreement on a major life decision, such as a child's schooling, on the payment of money, that conduct can constitute extortion under Florida Statute 836.05, which prohibits obtaining property or any... View More
Q: How to send a demand letter for a loan repayment from a Florida resident?
I am an Italian citizen who lent $28,500 to a person residing in Florida in late October 2025 to purchase a vehicle. We communicated about the repayment terms via email and bank transfers. Despite these communications, I have not received the repayment as agreed. How can I formally send a demand... View More
Andrey Mangushev
answered on Jun 29, 2026
answered on Jun 29, 2026
As a creditor seeking repayment of a $28,500 loan from a Florida resident, your strongest starting point is a formal written demand letter that creates a clear, documented record before any legal action is initiated. Florida courts look favorably on good-faith pre-suit efforts, and a well-drafted... View More
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