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I am a Venezuelan who owns a house in Florida, purchased in 2022. Due to personal challenges, I left the U.S. in 2024, and since then, I've been unable to maintain my financial obligations, including credit card debt and personal loans. Although I have managed to pay the mortgage on time, my... View More
answered on Jul 12, 2026
First of all, hope and your family are safe after the earthquakes. To respond to your question, you need to speak to a lawyer regarding this. Not all debt is equal and not all debt is collectible. My firm handles debt settlement which is very different from debt consolidation. The main objective... View More
I am a Venezuelan who owns a house in Florida, purchased in 2022. Due to personal challenges, I left the U.S. in 2024, and since then, I've been unable to maintain my financial obligations, including credit card debt and personal loans. Although I have managed to pay the mortgage on time, my... View More
answered on Jul 14, 2026
Your situation involves a convergence of Florida real estate law, federal bankruptcy law, and the unique complications that arise when a property owner is residing abroad with limited income. As a Florida property owner, your real estate asset is subject to creditor judgment liens under Florida... View More
I terminated a contractor for breaching her contract, which led to a $100,000 loss for my practice. The contractor is now suing my practice and me personally for alleged earnings after termination, citing unjust enrichment, and her lawyer has refused to consult with mine. Our contract had specific... View More
answered on Jul 16, 2026
I'm sorry you are experiencing the stress of a lawsuit after your own personal loss. My colleague has outlined some very good points. I'd add that if contingency arrangements are possible on any of the claims/counterclaims here, that could be worth discussing further with your attorney as... View More
I terminated a contractor for breaching her contract, which led to a $100,000 loss for my practice. The contractor is now suing my practice and me personally for alleged earnings after termination, citing unjust enrichment, and her lawyer has refused to consult with mine. Our contract had specific... View More
answered on Jul 12, 2026
I am very sorry you are facing this, especially while dealing with such a personal loss. Contract disputes involving termination, alleged unpaid compensation, and claims against both a business and an individual can turn on the exact contract language, the timing of events, and the available... View More
In 2017, I helped my ex-boyfriend purchase a home by putting my name on the mortgage with the verbal agreement that it would be temporary, for about 1 to 2 years, until he could qualify on his own. After a year, he became abusive, and I signed a quit claim under pressure, believing it was the first... View More
answered on Jul 12, 2026
Unfortunately there's no easy answer for this. His payment history is going to affect your credit. The lender is under no obligation to release you from the loan and has no reason to.
A question I have: when you say you are 'on the mortgage', usually that happens when... View More
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