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Q: How long for security deposit return in NY State?
In New York State, my lease specifies that the landlord has 30 days to return the security deposit. However, it's been over 14 days since we moved out, and my landlord says he's still working on it. I want to understand what New York state law says about the timeline for returning a... View More 
Thomas Anthony Sirianni
answered on Jul 20, 2026
answered on Jul 20, 2026
New York law gives your landlord fourteen days after you move out, not thirty. General Obligations Law 7-108 requires the landlord to return the security deposit within fourteen days of the end of the tenancy, along with an itemized statement explaining any amount kept. A lease clause saying thirty... View More
Q: How long for security deposit return in NY State?
In New York State, my lease specifies that the landlord has 30 days to return the security deposit. However, it's been over 14 days since we moved out, and my landlord says he's still working on it. I want to understand what New York state law says about the timeline for returning a... View More
Steven Warren Smollens
answered on Jul 18, 2026
answered on Jul 18, 2026
New York State Law mandates the return of the tenant security deposit within 14 days, except for tenancies subject to Rent Stabilization.
"...3. Any agreement by a lessee or tenant of a dwelling waiving or modifying his rights as set forth in this section shall be absolutely... View More
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Q: Can a landlord's accounting firm evict while property is in receivership?
I live in New York and my landlord's accounting company is issuing eviction threats while my residence is in condemnation and receivership. I have Code Enforcement’s abatement roster and a court order of receivership. Recently, I received a demand from the accounting company for third-degree... View More
Thomas Anthony Sirianni
answered on Jul 20, 2026
answered on Jul 20, 2026
An accounting company cannot evict you. In New York, nobody can, except through a court proceeding ending in a judgment and a warrant executed by a sheriff or marshal. Threat letters from an accounting firm are noise until a petition with a court caption shows up, and even then the case has to be... View More
Q: Can a credit card judgment lead to car seizure in CA?
I have a recent judgment against me for a credit card debt in California. I own three high-value cars that are paid off. Given the situation, will the collection agency or the credit card company's lawyer likely attempt to seize my cars immediately?
Joel G. Selik
answered on Jul 18, 2026
answered on Jul 18, 2026
Immediately, not necessarily.
But, the creditor will certainly seek out assets and income they can collect.
There is a cost, upfront, to the creditor, to go after an asset like an automobile that costs significantly more than an asset like a a bank account or wages, but, those... View More
Q: How can I regain control of my mortgage communications amidst a lawsuit?
I am involved in a lawsuit that has resulted in my attorney being the only person allowed to communicate with my mortgage company. This situation has caused severe issues with my mortgage payments. My mortgage notifications are sent to my attorney, and I am often not informed of any changes.... View More
Thomas Anthony Sirianni
answered on Jul 20, 2026
answered on Jul 20, 2026
You have not lost the right to know what is happening with your own mortgage. Even while your attorney is the designated point of contact in the litigation, federal mortgage servicing law gives you ways to get information directly, and you are always free to replace an attorney who is not keeping... View More
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